Terms of Service

1Introduction

These Terms of Service (“Terms”) govern your access to and use of the Keepaza platform (“Platform”), operated by OH Mobility Solution Limited, a company incorporated under the laws of the Federal Republic of Nigeria (“we”, “us”, “our”). Keepaza is a trademark registered and owned by OH Mobility Solution Limited.

By accessing, registering, or using the Platform in any capacity, you agree to be legally bound by these Terms. Please read them carefully. If you do not agree with any part of these Terms, you must immediately discontinue your use of the Platform.

2Eligibility

To use the Keepaza Platform, you must:

• Be at least 18 years of age
• Have full legal capacity to enter into binding contracts under the laws of your jurisdiction
• Not be barred from receiving services under applicable law
• Not be a resident of any jurisdiction where use of the Platform is prohibited or restricted by law

The Platform is available to users in Nigeria and internationally. By using the Platform from outside Nigeria, you are responsible for ensuring your use complies with your local laws and regulations, including those governing cryptocurrency, financial services, and data protection.

3Account Registration

To access core Platform features, you must create an account. During registration and at all times thereafter, you agree to:

• Provide accurate, complete, truthful, and current information about yourself
• Maintain and promptly update your account information as necessary
• Register only one account per person; multiple accounts are strictly prohibited
• Keep your password and login credentials strictly confidential
• Not share your account with any other person
• Notify us immediately at info@keepaza.com upon discovering any unauthorised use of your account
• Accept full responsibility for all activities carried out under your account

We reserve the right to verify your identity and the accuracy of information provided, including through third-party identity verification services. Failure to pass identity verification may result in restricted or suspended access.

4Platform Services

Keepaza provides a comprehensive payment identity and financial utility platform. Our current services include:

• Username Resolution: A unique, human-readable username that maps to your verified cryptocurrency wallet addresses and Nigerian bank account details
• Multi-Chain Crypto Profiles: Display and share wallet addresses across TRC20 (Tron), ERC20 (Ethereum), BEP20 (BSC), Bitcoin (BTC), and Solana (SOL) networks
• Bank Account Profiles: Display and share Nigerian bank account details securely
• Invoice Generation: Create, share, and manage professional payment request invoices
• Receipt Management: Upload, view, and manage payment receipts and proofs of payment
• Crypto Swap Widget: Access third-party cryptocurrency swap services directly from the Platform
• Creator Subscriptions: Enable recurring cryptocurrency-based payments from followers or subscribers
• API Access: Developer access to Platform infrastructure for eligible partners

We reserve the right to modify, add, suspend, or discontinue any service at any time with reasonable notice.

5Username Policy

Your Keepaza username is your unique payment identity on the Platform. The following rules apply to all usernames:

• Usernames must be between 3 and 30 characters, containing only letters, numbers, and underscores
• You may not register a username that impersonates any person, business, or brand you are not authorised to represent
• Usernames containing offensive, hateful, or misleading terms may be removed without notice
• Premium and short usernames (under 5 characters) may be subject to separate purchase terms
• Usernames that are purchased or minted as NFTs are subject to the NFT ownership terms in Section 6
• We reserve the right to reclaim usernames that are inactive for more than 12 consecutive months
• Selling, transferring, or auctioning usernames outside of Keepaza's official marketplace is prohibited

6Crypto & Wallet Services

Keepaza provides tools to display, share, and verify cryptocurrency wallet addresses. The following terms apply:

• Address Accuracy: You are solely and entirely responsible for ensuring the accuracy of all wallet addresses linked to your profile. Cryptocurrency transactions are irreversible. Keepaza accepts no liability for funds lost due to incorrect address entry.
• Multi-Chain Support: We currently support TRC20, ERC20, BEP20, BTC, and SOL networks. Support for additional chains may be added or removed at our discretion.
• Address Validation: We provide format validation for wallet addresses as a convenience only. Successful format validation does not guarantee an address is active, controlled by the intended recipient, or capable of receiving the specific token or coin you intend to send.
• Network Risk: Sending crypto to an address on the wrong network may result in permanent, irrecoverable loss. Always verify both the address and the network before sending.
• Username NFTs: Where Keepaza usernames are offered as non-fungible tokens (NFTs), purchase and ownership is subject to the specific NFT terms presented at the time of minting. Ownership of a username NFT grants you the right to use that username on the Platform under these Terms.

7Invoice Feature

The Keepaza invoice feature allows users to generate and share professional payment request links. The following terms govern use of this feature:

• Invoices created on the Platform are informational and administrative documents only
• Keepaza is not a party to any commercial transaction, contract, or agreement evidenced by a Keepaza invoice
• You are solely responsible for the accuracy, legality, completeness, and enforceability of all invoices you generate
• You must not create invoices for illegal goods or services, or for purposes of fraud or deception
• Uploading false or fabricated payment receipts constitutes a material breach of these Terms and may result in immediate account termination and referral to law enforcement
• Invoice data including amounts, descriptions, and client information is stored on our servers as described in our Privacy Policy
• We reserve the right to remove any invoice or content that violates these Terms

8Swap & Exchange Services

Keepaza may integrate third-party cryptocurrency swap and exchange widgets within the Platform. When you use these features:

• You are transacting directly with the third-party swap provider (such as ChangeNOW, SimpleSwap, or similar), not with Keepaza
• The third party's own terms of service, fees, and privacy policy govern the swap transaction
• Keepaza may earn an affiliate commission from the swap provider when you complete a transaction — this does not affect the rate or terms you receive
• Keepaza makes no warranty as to the rates, availability, speed, or reliability of any third-party swap service
• All swap transactions are subject to blockchain network conditions, including congestion and fees, which are outside our control
• Fiat-to-crypto onramp services integrated into the Platform are provided by licensed third parties and subject to their KYC/AML requirements

9Creator Subscriptions

Keepaza may offer a creator subscription feature allowing users to receive recurring cryptocurrency payments from supporters or subscribers. The following terms apply:

• Creator subscription tools are provided as a technical convenience only; Keepaza is not a party to the relationship between creators and their subscribers
• Creators are responsible for delivering any content, goods, or benefits they promise to subscribers
• All cryptocurrency payments flow directly to creator wallet addresses; Keepaza does not hold or escrow subscription funds
• Keepaza may charge a platform fee on subscription transactions, as disclosed at the time of feature setup
• Creators must comply with all applicable laws in their jurisdiction regarding subscription services, content, and income reporting
• Keepaza reserves the right to remove creator profiles that violate these Terms or applicable laws

10API Access

Keepaza may offer API access to eligible developers and business partners. API access is subject to:

• A separate API License Agreement entered into between Keepaza and the partner organisation
• Applicable rate limits, usage restrictions, and fee schedules as specified in the API License Agreement
• Prohibition on reselling, sublicensing, or otherwise commercialising API access without express written consent
• Our right to terminate API access immediately upon breach of the API License Agreement or these Terms
• The requirement to maintain reasonable security practices to protect API credentials from unauthorised access

11Affiliate Links & Third-Party Services

The Platform may display links, recommendations, or integrations with third-party services including cryptocurrency exchanges, fintech applications, savings platforms, and other financial services providers. You acknowledge that:

• Keepaza may earn referral commissions or affiliate fees when you sign up for or use third-party services accessed via the Platform
• Such commercial relationships do not influence the accuracy of information we provide about these services
• You engage with third-party services at your own risk and under their own terms and conditions
• Keepaza has no control over and accepts no responsibility for the conduct, availability, or reliability of any third-party service
• We recommend independently researching any third-party service before providing personal information or funds

12Permitted Use

You may use the Platform for lawful personal, freelance, or business purposes, including:

• Sharing your verified payment information with clients, customers, or counterparties
• Creating and sending professional invoices for goods or services rendered
• Verifying cryptocurrency addresses and bank details before making payments
• Accessing third-party swap and exchange services through Platform integrations
• Building applications that integrate with the Platform via our API, subject to API terms

13Prohibited Conduct

The following activities are strictly prohibited on the Platform:

• Using the Platform for any unlawful purpose, including money laundering, terrorism financing, or fraud
• Impersonating any person, business, or entity without authorisation
• Registering usernames that infringe third-party trademarks or intellectual property
• Uploading false, fabricated, or manipulated payment receipts or invoices
• Attempting to reverse-engineer, decompile, or extract the source code of any part of the Platform
• Scraping, crawling, or extracting data from the Platform by automated means without prior written consent
• Interfering with the Platform's infrastructure, security, or performance
• Creating accounts under false identities or providing false KYC information
• Using the Platform to process payments for illegal goods, services, or activities
• Circumventing any technical measures designed to restrict access to parts of the Platform
• Sending unsolicited commercial communications to other users
• Engaging in any activity that could expose Keepaza or its users to legal, regulatory, or reputational risk

14Payment Services Disclaimer

Keepaza is not a payment processor, bank, money services business, electronic money institution, or financial institution. We do not hold, transmit, escrow, or process payments on behalf of any user.

All payments — whether in Nigerian Naira, USDT, or any other currency or cryptocurrency — are made directly between the payer and the payee using their own banking applications, crypto wallets, or third-party payment services. Keepaza has no visibility into, control over, or liability for any such payment.

You are solely responsible for:

• Verifying the accuracy and identity of any payment recipient before transferring funds
• Confirming payment details through a trusted separate channel where possible
• Compliance with all applicable tax, reporting, and regulatory obligations relating to your transactions

15Intellectual Property

The Keepaza name, trademark, logo, brand identity, software, platform design, and all related content and materials are the sole and exclusive intellectual property of OH Mobility Solution Limited and are protected under Nigerian and international intellectual property law.

You are granted a limited, non-exclusive, non-transferable, revocable licence to use the Platform for its intended purpose under these Terms. This licence does not permit you to copy, reproduce, distribute, modify, create derivative works of, or commercially exploit any part of the Platform or its content.

By uploading content to the Platform (including profile images, invoices, and payment receipts), you grant OH Mobility Solution Limited a non-exclusive, royalty-free, worldwide licence to store, display, and process that content solely to provide the Platform's services to you.

16Disclaimers

The Platform is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including but not limited to:

• Warranties of merchantability, fitness for a particular purpose, or non-infringement
• Warranties that the Platform will be uninterrupted, error-free, or free of viruses or harmful components
• Warranties as to the accuracy, reliability, or completeness of any information on the Platform
• Warranties regarding the availability, accuracy, or reliability of third-party services accessed via the Platform

Cryptocurrency markets are highly volatile. Using crypto-related features on the Platform involves significant financial risk. We make no representation as to the value, stability, or future performance of any cryptocurrency.

17Limitation of Liability

To the fullest extent permitted by the laws of Nigeria, OH Mobility Solution Limited shall not be liable for any:

• Failed, delayed, erroneous, or fraudulent payments between users and third parties
• Loss of cryptocurrency or fiat funds arising from user error, including incorrect address entry
• Loss, theft, or corruption of data
• Business interruption or loss of revenue
• Losses arising from third-party swap, exchange, or onramp service failures
• Losses arising from fluctuations in cryptocurrency value
• Losses arising from unauthorised access to your account due to your failure to maintain credential security

In no event shall our total aggregate liability to you exceed the amount, if any, paid by you to use the Platform in the twelve (12) months preceding the event giving rise to the claim.

18Termination

We may suspend or permanently terminate your account at any time, with or without prior notice, if we reasonably believe that you have:

• Violated any provision of these Terms
• Engaged in fraudulent, deceptive, or illegal conduct
• Posed a risk to the security, integrity, or reputation of the Platform or other users

We may also terminate accounts in response to regulatory, legal, or law enforcement requirements.

You may request deletion of your account at any time by contacting us at info@keepaza.com. Upon termination, your right to access and use the Platform ceases immediately. Purchased usernames or NFTs may be subject to separate forfeiture rules as set out in Sections 5 and 6.

19Governing Law

These Terms are governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any dispute arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the courts of Lagos State, Nigeria.

If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect.

20Changes to Terms

We reserve the right to update or modify these Terms at any time. When we make material changes, we will notify you by:

• Posting a prominent notice on the Platform
• Sending an email to the address associated with your account
• Updating the “Last Updated” date at the top of this page

Your continued use of the Platform after any changes take effect constitutes your acceptance of the revised Terms. If you do not agree with the revised Terms, you must stop using the Platform and may request account deletion.

21Contact

For questions, concerns, or complaints regarding these Terms, please contact: